Caruso Insurance offers the best Flood Insurance policies at the best rates.

Your homeowners insurance doesn’t cover against a flood. The only way to have coverage against flood damage is with a separate flood insurance policy through the National Flood Insurance Program which is administered through FEMA. Floods can happen anytime, anywhere and can cause financial destruction. Don’t rely on Federal Disaster Assistance because in most cases, the only aid disaster victims may qualify is a loan, and that must be repaid with interest! With one annual premium, you can protect your most important investment - your home and your finances. Flood insurance may not be as expensive as you might think, and the benefits of coverage can vastly outweigh the costs of repairs and replacements. Properties located in low to moderate risk zones may be eligible for a Preferred Risk Policy (PRP), a low cost option that will allow property owners and businesses to protect themselves against the devastating effects of flooding.

Flood Insurance can provide coverage for:

• Flood damage to your home's structure as well as items like your furnace and water heater
• Flood damage to your furniture, rugs, appliances, and clothing (with limitations for basement areas)
• Expenses you incur to protect your home against imminent flood damage by sandbagging or other measures
• Clean-up costs for covered items after a flood, including debris removal

Visit FEMA's website for FAQs pertaining to Flood Insurance

Complete the no obligation On-Line Quote Sheet for a quick quote or call 610-768-9390.